Banking questions asked in bank exam like ibps po , sbi po and other bank exams . Here some important banking questions which are listed below –
1. Normally Banks accept fixed deposits for a Maximum period of –
A. 5 years
B. 7 years
C. 10 years
D. 20 years
Answer : C
2. Which of the following is know as the plastic money –
1. Demand draft
2. Credit card
3. Debit card
A. Only 1 B . only 2
C. Only 3 D . Both 2 and 3
Answer : D
3. Reserve Repo is a tool used by RBI to –
A. Inject liquidity
B. Absorb liquidity
C. Increase the liquidity with Banking system .
D. To keep the liquidity at one level
Answer : D
4. SEBI is a –
A. Advisory Body
B. Statutory Body
C. Constitutional Body
D. Non Statutory Body
Answer : B
5. Which one of The following is not a Negotiable Instrument –
A. Cheque
B. Pay Order
C. Bill of Exchange
D. Ware House Receipt
Answer : D
6. What is Debt –
A. Stock Flow Hypothesis
B. flow Hypothesis
C. Stock Hypothesis
D. None of these
Answer : C
7. RBI Has Introduced Inflation Indexed Bonds Which have the Looking period of –
A. 5 year
B. 10 year
C. 20 year
D. None of these
Answer : B
8. FRDI stands for –
A. Financial Resolution and deposit idea
B. Financial Resolution and deposit insurance
C. Final resolution and deposit insurance
D. None of these
Answer : B
9. Who has the sole right to issue paper currency in India –
A. RBI
B. Ministry of finance
C. Finance Commission
D. Govt of India
Answer : A
10. Which of the rate is not determined by reserve Bank of India –
A. Bank Rate
B. SLR Rate
C. CRR Rate
D. PLR Rate
Answer : D
11. When was The RBI Nationalised –
A. 1940
B. 1945
C. 1949
D. 1955
Answer : C
12. Bad advances of a Bank are Called –
A. Bad debt
B. Book debt
C. Non performing Asset
D. Out of order account
Answer : C
13. Axis Bank is which type of Bank –
A. Public Sector Bank
B. Private Sector Bank
C. Co – Operative Bank
D. Foreign Bank
Answer B
14. Insurance companies in India Are Regulated by –
A. RBI
B. SEBI
C. NABARD
D. IRDA
Answer : D
15. Which Of The Following Terms is not used in Banking / Finance Related Matters –
A. Discount Rate
B. Letter Of Credit
C. Cheque Clearing
D. General Ledger
E. Law Of motion
Answer : E
16. Where Is the Headquarters Of International Monetary Fund –
A. Paris
B. Washington DC
C. England
D. Japan
Answer : B
17. ‘ Global Market ‘ Means Market of
A. USA
B. China
C. OPEC Members
D. All Major Countries and Their Alliance
Answer : D
18.Which Of The Following Ministries is related to department of economic Affairs –
A. Ministry Of Affairs
B. Ministry Of Rural Development
C. Ministry Of Planning
D. Ministry Of Finance
Answer : D
19. Union Budget , Which is presented Every Year in The parliament Is also Known As –
A. General Budget
B. Common Budget
C. Annual Budget
D. None of these
Answer : C
20. Which Of The Following Is not a Nationalised Bank –
A. Yes Bank
B. Union Bank Of India
C. Indian Bank
D. Central Bank Of India
Answer : A